3 Simple steps to finance
- Apply now by contacting us.
- Your business is credit assessed.
- Get your funds.
Fast Finance for Micro and Small Enterprises in Saudi Arabia
The digital financing platform provides swift and efficient access to finance for micro and small enterprises (MSMEs) in Saudi Arabia, using Beehive's modern financial technology solutions.
MSMEs can choose between two products, Working Capital Finance or Term Finance, depending on their needs.
Working Capital Finance
Working Capital Finance provides flexible, short-term financing to quickly improve cashflow. Businesses can provide their invoices that will be financed up to 4 months.
Term Finance
Term Finance enables fast, flexible and low-cost borrowing for creditworthy MSMEs who want to expand, with terms up to 36 months.
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Fast financing with competitive fees
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No securities required
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Loan period between 6 to 36 months
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Simple process
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Shariah compliant
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No fees for early repayment
Minimum Criteria
- SAR2 Million revenue p.a.
- At least 2 years in operation
- Saudi registered company
- Majority owned by a Saudi national
- At least 80% of revenue via bank statement
For more information on fees and charges please see below :
| Product Name | Annual Percentage Rate | Management Fees |
|---|---|---|
| Short Term Financing ( Less than 1 year ) |
4%-9% | 3% |
| Medium Term Financing ( From 1 year to 3 years ) | 5%-10% | 3% |
The rate may vary depending on amount, loan period and risk criteria for each client.
لمعرفة المزيد عن الرسوم والمصاريف الرجاء من فضلك، انظر بالأسفل :
| اسم المنتج | معدل النسبة المئوية | الرسوم الإدارية |
|---|---|---|
| تمويل قصير الأجل ( أقل من سنه ) | ٤%-٩% | ٣% |
| تمويل متوسط الأجل ( من سنه إلى ثلاث سنوات ) | ٥%-١٠% | ٣% |
قد يختلف معدل النسبة السنوى بإختلاف المبلغ وفترة الاستحقاق ودرجة الأتمان لكل عميل.