[] (this "website") (and the information on it) is directed only at persons who are professional clients and eligible counterparties for the purposes of the rules and guidance of the Financial Conduct Authority of the United Kingdom (the "FCA Rules") and at whom this website (and any information on it) may be lawfully directed in any relevant jurisdiction. Information on this Website must not be relied or acted upon by any other persons. If you have any doubts about your status, you must not access this website. Please contact Gulf International Bank (UK) Limited if you require any further information on your status. Definitions of 'professional client' and 'eligible counterparty' can be found in the Glossary of the FCA Rules which can be accessed here.

Please read the Terms & Conditions of Use below carefully. These set out the terms and conditions for accessing this website.

After you have read and understood these Terms & Conditions of Use, you may click "Accept" to proceed. By doing so, you:

(i)  confirm that you are permitted to access this website because you are a professional client or an eligible counterparty for the purposes of the FCA Rules;

(ii)  acknowledge expressly that you have read and understood the Terms & Conditions of Use and agree to abide by them; and

(iii) confirm that you are accessing this website in compliance with the laws and regulations of the jurisdiction or country in which you are residing.


If you do not accept these Terms & Conditions of Use and/or you are a retail client for the purposes of the FCA Rules, you are not permitted to access this website.





In these Terms & Conditions of Use (these "Terms"), references to "you" and "your" are references to any person using or accessing (or attempting to use or access) this website.

  1. About Gulf International Bank (UK) Limited

    This website is operated by Gulf International Bank (UK) Limited ["GIB (UK)"] and the information on this website is issued by GIB (UK) or its subsidiary company, both inside and outside the United Kingdom. GIB (UK) Alternative Investment Management Limited ("GIB AIM") is a wholly owned subsidiary of GIB (UK). GIB (UK) is a UK bank with its head office at 1 Knightsbridge, London. SW1X 7XS. GIB (UK) is authorized by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA of the United Kingdom. GIB AIM is authorized and regulated by the Financial Conduct Authority. The registration of GIB (UK) and GIB AIM appears on the FCA Register with firm reference numbers 124772 and 616510, respectively.

  2. Investment Information

    The distribution of the information contained on this website in certain jurisdictions may be restricted by law and persons who access it are required to inform themselves of, and to comply with, any such restrictions. This website, and the information contained on it, are directed only at persons in any jurisdiction or country where such access to, and use of, the information contained on this website is not contrary to local law or regulation. The Fund(s) referred to on this website are not available, and prospectuses and other offering materials in respect of them will not be distributed, to any person resident in the territory of any jurisdiction where such distribution would be contrary to local law or regulation. The information on this website does not constitute an offer or solicitation in any jurisdiction in which such an offer or solicitation is not authorised or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors in the Fund(s) should inform themselves as to applicable legal and regulatory requirements (including in relation to exchange controls and taxation) in the countries of their citizenship, residence or domicile. GIB (UK) and its affiliates disclaim all responsibility if you access or download any information from this website in breach of any law or regulation of the jurisdiction or country of which you are a citizen or in which you are residing or domiciled.

    The terms of investment in any of the Funds are governed by the documents establishing such terms. In the event of any inconsistency between the information on this website and the terms specified in, or established pursuant to, the documents establishing the terms of issue or contract, the terms so specified or determined shall prevail. An application for shares or interests in any of the Fund(s) should only be made having read fully the relevant prospectus and other offering information for the relevant Fund. It is your responsibility to use such documentation and by making an application you will be deemed to represent that you have read such applicable documentation and agree to be bound by its contents. Information available on this website may constitute a financial promotion for the purposes of the FCA Rules.

  3. Accuracy of Information

    The information contained on this website (including any expression of opinion or forecast) has been obtained from, or is based on, sources believed by GIB (UK) to be reliable, but is not guaranteed or warranted as to its current validity, accuracy or completeness. Such information is provided without obligation on the part of GIB (UK), its affiliates or employees, and on the understanding that any person who acts upon it or changes his investment position in reliance on it does so entirely at his own risk.

    Opinions expressed represent the opinions of GIB (UK) at the date of publication only, reflecting prevailing market conditions and certain assumptions (which may not prove to be valid), and are subject to change. Information posted on this website is current only as at the date it is first posted and may no longer be true or complete when viewed by you. All information contained on this website may be changed or amended without prior notice.

  4. Material Interests

    GIB (UK), its affiliates and/or its employees may have holdings in the Fund(s) and may otherwise be interested in transactions that you effect in those Fund(s).

  5. No Advice

    This website is published solely for informational purposes on the basis that you make your own investment decisions. This website has no regard to the specific investment objectives, financial situation or particular needs of any person. The information contained on this website is not intended to constitute, and should not be construed as, a personal recommendation or investment advice.

    Potential investors in the Fund(s) should seek their own independent financial advice. GIB (UK) neither provides investment advice to, nor receives and transmits orders from, investors in the Fund(s) nor does it carry on any other activities with or for such investors that constitute "MiFID or equivalent third country business" for the purposes of the FCA Rules.

  6. Risk Factors

    Investment in the Fund(s) and other investments referred to on this website involves risk. The value of investments and the income deriving from them may go down as well as up. You may not get back the original amount invested and may lose all of your investment.

    Past performance is not a reliable indicator of future results.

    To the extent that this website contains any indications as to future performance, such forecasts are not a reliable indicator of future performance.

    Exchange rates may cause the value of overseas investments and the income deriving from them to rise and fall. Tax assumptions may change if the law changes and the tax treatment applicable to you will depend on your individual circumstances and may be subject to change in the future. You should consult your own tax adviser in order to understand the tax consequences of an investment in a Fund.

    The risk factors set out above are not complete and you must refer to the relevant offering documents with respect to the risks attaching to investment in individual Funds.

  7. US Persons

    The Fund(s) are not offered or sold to the public in the United States.

    GIB (UK) will provide information on the Fund(s) to "U.S. persons", as defined in Regulation S under the U.S. Securities Act of 1933, as amended, only if permitted to do so under U.S. federal and state securities laws.

    GIB (UK) will provide information on the Fund(s) to persons that are not "Non-United States persons" as defined in Rule 4.7 of the U.S. Commodity Futures Trading Commission only if permitted to do so by the rules of the Commission.

    In order to obtain information on the Fund(s), "U.S. persons" and persons that are not "Non-United States persons", each as so defined, will be required to provide GIB (UK) with written assurances for purposes of compliance with U.S. law. For additional information, please contact GIB (UK) according to the procedure specified in Clause 17 of these Terms.

  8. Your Use of this Website

    You must NOT use this website (or permit or procure others to use it) as follows:

    • 8.1 if you are a retail client for the purposes of the FCA Rules and/or it is otherwise unlawful for you to access the information on this website;
    • 8.2 for any unlawful, improper or illegal purpose or activity;
    • 8.3 to communicate or receive information that is obscene, indecent, pornographic, sadistic, cruel, or racist in content, of a sexually explicit or graphic nature, which promotes or incites discrimination, hatred or racism or which might be legally actionable for any reason;
    • 8.4 in a manner intended to threaten, harass, or intimidate;
    • 8.5 to violate GIB (UK)'s or any third party's copyright, trademark, proprietary or other intellectual property rights;
    • 8.6 to impersonate any of GIB (UK)'s affiliates, employees or other person or use a false name while using this website or implying an association with GIB (UK);
    • 8.7 to penetrate GIB (UK's) security measures or other entities' systems ("hacking");
    • 8.8 to generate excessive amounts of internet traffic, to interfere with GIB (UK's) network or other's use of this website or to engage in activities designed to or having the effect of degrading or denying service to users of this website or others; and/or
    • 8.9 to introduce viruses, worms, harmful codes and/or Trojan horses onto the internet or into this Website or any other entity's systems and it is your responsibility to ensure that whatever you download or select for your use from this website is free from such items.
    When using this website, you must comply with all applicable local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data. It may be illegal to download the information contained on this Website in certain countries and GIB (UK), its affiliates, employees, associates disclaim all responsibility if you download any information from this website in breach of any law or regulation of the country in which you reside.


  9. Termination and Suspension of Access to this Website

    GIB (UK) reserves the right to deny you access to this website, or immediately to suspend or terminate your access to this website, or to disable any username or password (whether chosen by you or allocated by us) at any time if your use of this website [in the sole discretion of GIB (UK)] in any manner breaches these Terms or for any other reason.

  10. Intellectual Property Rights

    The entire contents of this website are subject to copyright with all rights reserved. You may download or print individual sections of this website for your personal use and information only provided that you retain all copyright and other proprietary notices. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose this website without the prior written permission of GIB (UK). Nothing on this website should be construed as granting any licence or right in relation to any of the trademarks of GIB (UK) or those of its associates or affiliates or any third party.

  11. Linked Websites

    This website may be linked to third party websites or contain information provided by third parties. Neither GIB (UK) nor its affiliates or employees make any representation as to the accuracy or completeness of such websites or information. GIB (UK) has not and will not review or update such websites or information and cautions you that any use made of such websites or information is at your own risk. GIB (UK) its affiliates and employees do not accept any liability arising out of the information contained on any linked website or information on this website provided by a third party and the use of such sites and information is at your own risk.

  12. Liability for Use of this Website

    Access to this website is permitted on a temporary basis and GIB (UK) reserves the right to withdraw or amend the service provided on this website without notice. GIB (UK) and its affiliates and employees do not accept any liability if, for any reason, this website is unavailable at any time or for any period.

    No representation, warranty or undertaking is given as to the accuracy or completeness of the information contained on this website by GIB (UK), its affiliates, employees or any of its associates and no liability is accepted by such persons for the accuracy or completeness of such information. In no event will GIB (UK), its affiliates, employees or any of its associates be liable to any person (including, for the avoidance of doubt, persons who are accessing this website in compliance with these Terms and those who are not as well as any persons who may be informed of the contents of this website) for any direct, indirect, special or consequential damages arising out of any use of the information contained on this website, or on any other hyper-linked site, including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if GIB (UK) is expressly advised of the possibility or likelihood of such damages. The information, except as otherwise stated, on this website has been prepared, approved and issued by GIB (UK) and the information and opinions contained on this website have been compiled, or arrived at, in good faith and on the basis of publicly available information, internally developed data and sources believed to be reliable as at the date of publication. However, to the extent permitted by law, GIB (UK), its affiliates, employees, associates and affiliates hereby expressly exclude all conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity and any liability for any direct, indirect or consequential loss or damage of any kind incurred by any user in connection with this website or in reliance on the information or opinions contained on it, or in connection with the use, inability to use, or results of the use of this Website or any websites linked to it or materials posted on it. This does not affect the liability of any person for any loss or damage which cannot be excluded or limited under applicable law.

    The internet is not a completely reliable transmission medium and neither GIB (UK), its affiliates, employees or any of its associates accepts any liability for any data transmission errors such as data loss or damage or alteration of any kind or for the security or confidentiality of information transmitted across the internet to or from GIB (UK) or any of its associates or affiliates. Any such transmission of information is entirely at your own risk.

    Nothing in these Terms is intended to exclude or restrict any duty or liability that (i) GIB (UK) and GIBAIM has to their customers under the "regulatory system" in the United Kingdom (as such term is defined in the FCA Rules); or (ii) otherwise may not be excluded or restricted as a matter of applicable law.

  13. Cookies

    GIB (UK) takes the privacy of any personal information you may provide to it through this website seriously. A "cookie" is a piece of information that is saved to your computer's hard disk by the web server. Cookies do not contain any personal information about you and cannot be used to identify any individual user. Confirmation of reading and accepting these Terms will place a cookie on your computer's hard disk. This will facilitate your navigation of this website by not showing these Terms again during this browser session. It will also allow GIBUK to record your visit and may be used to evaluate users' use of this website and to compile statistical reports on Website activity for GIBUK. This cookie will remain on your computer unless it is removed or you set your browser not to accept cookies, however, if you do this, you may not be able to use the full range of services available on this website. To find out more about cookies including how to control and delete them visit

  14. Privacy policy & data protection

    Any personal information you provide to GIB (UK) through any of the contact facilities on this web site or by any other means whatsoever will be held in accordance with our Data Protection Policy set out below. Whilst we take reasonable steps to ensure the security of personal data transmitted through this web site, by accepting these terms and conditions you accept that the Internet is not a totally secure medium of communication of information and that such transmission will be at your own risk.

    Data Protection Policy: the relevant companies within the GIB (UK) Group, including the parent entity, process and store personal data in accordance with the requirements of the Data Protection Act 1998 or equivalent local legislation in the jurisdiction of their incorporation ("data protection laws"). Any personal information you supply will be used primarily to answer your inquiry or to fulfil any of our contractual obligations to you. Personal data will not be held longer than is reasonably necessary. Consequent upon the way we organise our business, personal data may also be used for: operational and administrative purposes; and may be shared with companies within the GIB (UK) Group.

    Personal information supplied by you may on occasion be used for research and analysis purposes but it will not be released to non-associated third parties unless there is a legal or regulatory reason to do so or unless the third party fulfils a service on our behalf.

    On occasion our legal contractual or organisational obligations may require us to release personal information to countries outside the European Union, which may not provide the same level of protection for personal data as within the EU. Where this is necessary, we will take steps to ensure that whenever personal data is within the control of GIB (UK), its affiliates or agents it will be afforded reasonable protection.

    Whenever you supply personal data to GIB (UK) concerning a third party you must ensure that the supply is in accordance with data protection laws, that where necessary, you have that "person's" consent to supply the information, and that this Policy has been brought to their attention.

    By agreeing to these Terms and Conditions, you agree that any personal data you may supply to GIB (UK) may be processed in accordance with its data protection policy.

  15. Bribery and Corruption

    GIB (UK) prohibits fraud, bribery and corruption in any form whether direct or indirect. GIB (UK) has committed to implementing a programme to counter fraud, corruption and bribery based on a firm-wide commitment to integrity, transparency and accountability. GIB (UK) aims to create and maintain a trust-based and inclusive internal culture in which fraud, corruption and bribery are not tolerated.

    GIB (UK) will cease to trade with any third parties it has reasonable grounds to suspect are involved in fraud, corruption or bribery. It will not hesitate to take legal and/or disciplinary action against employees and third parties who do act in breach of its' anti-fraud, bribery and corruption programmes.

  16. Law and Variation

    This website is established in England by GIB (UK) in accordance with, and these Terms and any non-contractual obligations arising from or connected with them shall be governed by, English law and these Terms shall be construed in accordance with English law. A condition of using this website is that in the event of any dispute or proceeding you irrevocably submit to the exclusive jurisdiction of the English Courts and waive any objection to proceedings in such courts on the grounds of venue or on the grounds that the proceedings have been brought in an inconvenient forum.

    GIB (UK) may revise these Terms at any time and the current version of these Terms may be viewed at any time through the website, please see the Terms. You are expected to review these Terms from time to time to take notice of any changes GIB (UK) makes, as they are binding on you. If any provision of these Terms is held by any court or competent authority to be illegal, void, invalid or unenforceable under the laws of any jurisdiction, the legality, validity and enforceability of the remainder of these Terms in that jurisdiction shall not be affected and the legality, validity and enforceability of the whole of these Terms in any other jurisdictions shall not be affected. Each time you use this website, a condition of use is that you comply with these Terms.

  17. Contact Us

    You can contact GIB (UK) at:
    T: +44 20 7259 3456,
    F: +44 20 7259 3335,
    or by email to [email protected].

    Gulf International Bank (UK) Limited
    One Knightsbridge, London, SW1X 7XS
    © 2015 GIB (UK)